TECHNOLOGY SERVICES

EMS International is a custom software development organization committed to master the enigmatic nature of software development. Our progressive team of highly competent certified developers engineer efficient, reliable, and truly novel answers to YOUR Internet challenges. EMS International is a full-service Internet Consulting firm helping businesses do business online. We work with you to generate creative presentations and interactive solutions. EMS International is experienced in developing applications for the Internet and Intranets. Advanced automation, business application development, and E-commerce are our special strengths geared to meet the business needs of the next millennium. We lead our customers from conception to implementation and beyond.

STORED VALUE PROGRAM

Flexible net pay distribution service covers the broad spectrum of payroll needs found in large organizations such as yours . EMS International is one of the few providers in the market to offer a guarantied MasterCard payroll paycard for every employee in your organization designed to meet the evolving requirements of today's large employers.

Whichever solution you choose, MasterCard or Debit Card, a team of experienced, dedicated account managers and service/technical support specialists will ensure a smooth implementation from start to finish. Our tested process will allow the largest of companies to handle their multiple locations and complexities with ease.

We offer the most technically advanced net pay distribution service in the industry. Our services can be purchased a-la-carte according to your needs. Enjoy the synergies of working with a single vendor, as a partner for all of your net pay distribution and benefit needs.

The FM PayCardTM is a unique FDIC insured EFT solution that reduces expenses, and provides convenience to everyone in the payroll delivery process. As an electronic alternative to a physical paycheck, the Payroll Card provides un-banked employees with low cost instant access to their wages, and banked employees a secure means to provide funds to a dependent. For the employer, the Payroll Card offers a cost efficient means to meet payday obligations through a meaningful benefit to their employees. Similarly, Financial Institutions reduce the non-customer check cashing traffic in their lobbies on busy paydays, while strengthening the relationships with commercial clients and prospects

Payroll Card - FM Paycard, Inc. provides the MasterCard directly to employers, labor unions, non-profit organizations, network marketing companies and virtually any organization or group interested in streamlining payroll and reducing compensation distribution expense. The employer or organization pays a nominal enrollment fee to provide their employees with the FM PayCard™ which allows them to receive their pay via direct deposit to their stored value MasterCard. There is no fee to the employer to load payroll to the card and there is no fee to the employee to use the card anywhere MasterCard is accepted!

Transfer Funds - Via customer service, online or over the phone, cardholders can transfer funds between cards real time and withdraw funds from their card in 201 countries.

Please complete our inquiry form to learn more about our PayCard related services.