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ACH / Check Processing

Are you interested in broadening your current market and offering your customers the convenience of paying by check? Distinguish yourself from your competition; expand your target market, and increase sales and profits.

Offer your online customers the convenience of paying online by check. If your business is offline, accept checks from your customers by phone.

EMS International's Check Processing solution provides you with a merchant account, offering you:

  • The ability to accept checks online or offline by phone in the most secure manner
  • Highly competitive rates
  • Back-end reporting, query, and data download tools
  • Simple integration, with APIs for major platforms
  • Merchant technical support
  • Customer care for your customers


EMS International's Internet Check Processing solution

FirePay, EMS International's Internet Check processing solution, incorporates a proven bank account validation process that ensures that you are dealing with the true owner of the bank account that is being used to pay. The solution is fully automated. Due to these efficiencies, our Internet Check Processing solution has a low per-transaction rate and requires minimal integration to get started.

EMS International's Checks by Phone Processing solution

Virtual Debit is a low-risk and low-cost method for you to expand your payment options, leading to increased sales and profits. As a result of our sophisticated risk-management tools, accepting checks by phone is a secure and inexpensive way to eliminate waiting for checks to arrive in the mail. Accepting checks by phone also allows you to close sales more rapidly and efficiently.

Additional Benefits include:

  • State-of-the-art infrastructure and processing engine for secure an stable processing
  • Comprehensive support services
  • Minimize risk with our sophisticated risk-management strategy.

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